Dental Insurance and Payment Options

Financing Your Care

In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment options that we accept. If you don’t see your preferred method on our list, please call our office at Westchester Dental Care, P.C. Phone Number (914) 336-2202 to find out what other options may be available to you.

Dental Insurance Plans We Work With:

• Delta Dental
• Guardian
• Metlife
• Cigna Dental

Payment options:

• Cash or Check: Always accepted.
• Credit Card: Visa, MasterCard, Discover, or American Express.
• CareCredit: Apply online (www.carecredit.com) or in our office.

Please note: Payment is due at the time of service.

We are concerned about your dental care and want to ensure you that it is performed in the most responsible manner. In order to assist you with the investment in your dental health, we have outlined our payment policy.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks.  Any remaining cost is your responsibility.

Emergency/Single-Visit Payments

For single-visit procedures, our policy is that payment is due in full at the time of service. For your convenience we accept cash, checks, money orders, and credit card payment (MasterCard, Visa, and Discover).

Multiple Visit Payment Options

Option 1: Full Payment at Time of Service – 5 percent fee reduction for payment before treatment is rendered.

Selection of this option gives you the maximum savings on the cost of your treatment plan because the billing expenses we save are passed on to you in the form of a 5 percent discount. Your Treatment Coordinator will provide you with specific details.

Option 2: Open Account Payment Plans – Treatment fees divided into two or three equal payments.

For individuals desiring a more flexible payment plan, the open account plan may be the best choice. This plan allows for three equal payments to be paid out over a period of three months. The first payment of one-third is due at the time of treatment, the second payment is due one month after treatment, and the third and final payment is due two months after treatment.

We are here to help! Please call for more information about financing your oral health needs in our office!